Our Financial Planning Services
Come to us to create an investment portfolio based on your goals, time horizon, risk tolerance, and personal financial situation. Portfolio allocation will be based on a “3-Fund“ or “4-Fund” portfolio, using tax efficient, low operating expense, highly diversified, index funds. We conduct ourselves as a fiduciary. Discover Financial Planning is a Registered Investment Advisor. Call us for a free investment management session at 256-881-9637 or email us at Alan@Discover-FP.com.
Tax Planning – IRS Enrolled Agent
Tax planning strategies are incorporated into all our advice. Tax planning is ubiquitous. By reducing your taxes, tax savings can often offset your annual fee. Alan Markell is an Enrolled Agent. An Enrolled Agent (or EA) is a federally-authorized tax practitioner who has technical expertise in the field of taxation and who is empowered by the U.S. Department of the Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service for audits, collections, and appeals.
Insurance protects you from catastrophic losses. All of your insurance needs will be reviewed and you will be advised of the insurance you need to be adequately protected. Advice will be given on possible savings by reducing elaborate coverage you may not need. This insurance evaluation includes disability income, life, health, long-term care, liability, and home.
When do you wish to retire? How much do you need to save to meet your goals? Your goals, present savings, and many other factors will be analyzed and a realistic projection will be developed. You will learn how to adjust your savings and spending now, to make your retirement goals attainable.
You need and will acquire an
- Alabama’s Advance Directive for Health Care (AKA living will & health care proxy)
- Last will and testament,
- Durable power of attorney for financial management,
- Beneficiary update,
- Letter of Instructions, and
- maybe a Revocable Living Trust.
For more information or to schedule a complimentary initial consultation, call Alan Markell at 256-881-9637 or email Alan@Discover-FP.com.
Discover Financial Planning, a Registered Investment Advisor in Alabama only