Available in metropolitan Huntsville and Madison, Alabama only
Investment Planning, Management, Advisor
Prepare for saving and investing to pay for retirement, children’s education, and major purchases.
Are your present investments appropriate for your long and short-term goals?
Your retirement accounts, IRA’s, 401k, 403b and other investments will be analyzed.
A personalized asset allocation plan will be developed based on your needs and objectives.
Investments and diversification appropriate to your investment horizon can enable you to reduce portfolio risk.
Balance your investments to hedge against inflation and unpredictable economic and market cycles.
Tax Planning – IRS Enrolled Agent
Tax planning strategies are incorporated into all our advice. Tax planning is ubiquitous.
By reducing your taxes, tax savings can often offset your annual fee. Alan Markell is an Enrolled Agent. An Enrolled Agent (or EA) is a federally-authorized tax practitioner who has technical expertise in the field of taxation and who is empowered by the U.S. Department of the Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service for audits, collections, and appeals.
Insurance protects you from catastrophic losses. All of your insurance needs will be reviewed and you will be advised of the insurance you need to be adequately protected.
Advice will be given on possible savings by reducing elaborate coverage you may not need.
This insurance evaluation includes disability income, life, health, long term care, liability, and home.
When do you wish to retire? How much do you need to save to meet your goals?
Your goals, present savings, and many other factors will be analyzed and a realistic projection will be developed.
You will learn how to adjust your savings and spending now, to make your retirement goals attainable.
You need and will acquire a
Alabama’s Advance Directive for Health Care (AKA living will & health care proxy)
Last will and testament,
Durable power of attorney for financial management, and
Revocable living trust
Provide for transferring assets outside of probate upon your demise. How do you want your loved ones cared for and your assets divided? Reduce probate costs and estate taxes and ensure your wishes will be carried out.
For more information or to schedule a complimentary initial consultation, call Alan Markell at 256-881-9637, cell 256-684-9134, or email Alan@Discover-FP.com.